Effects of Mobile Banking on the Savings Practices of Low Income Users - The Indian Experience

@inproceedings{Nandhi2012EffectsOM,
  title={Effects of Mobile Banking on the Savings Practices of Low Income Users - The Indian Experience},
  author={Mani Arul Nandhi},
  year={2012}
}
In 2011, sixty-five percent of India’s population did not have access to a bank account (Global Findex 2011). India has the second largest financially excluded poor in the world with more than half of its population considered as financially underserved At the same time, India is one of the fastest growing markets for mobile phones. Given the rising mobile phone usage in the country, mobile banking (also known as M-Banking) has a great potential for enabling financial inclusion of the poor… CONTINUE READING

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