Effect of patient reimbursement method on health-care utilization: evidence from China.

@article{Zhong2011EffectOP,
  title={Effect of patient reimbursement method on health-care utilization: evidence from China.},
  author={Hai Zhong},
  journal={Health economics},
  year={2011},
  volume={20 11},
  pages={1312-29}
}
For most insurers, traditional methods of controlling health-care demand include deductibles, co-payments, stop-losses, and insurance ceilings. This paper examines the effect of the patient reimbursement method of health insurance (immediate reimbursement or later reimbursement) on individuals' health-care utilization decisions. We find that immediate reimbursement significantly increases the likelihood of patients seeking outpatient treatment in China. We also empirically explore the channels… CONTINUE READING

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