Corpus ID: 169908254

Early Access to Pension Savings : International Experience and Lessons Learnt

@inproceedings{Stewart2019EarlyAT,
  title={Early Access to Pension Savings : International Experience and Lessons Learnt},
  author={F. Stewart and H. Jain and Will Sandbrook},
  year={2019}
}
  • F. Stewart, H. Jain, Will Sandbrook
  • Published 2019
  • Business
  • The objectives of a well-designed pension system are poverty reduction in old age and income smoothing throughout an individuals' lifetime. Over the last thirty years, changing demographic trends have caused a shift from 'pay as you go' and occupational defined benefit (DB) schemes - where the obligation for paying for retirement income is with the state and employers - to defined contribution (DC) schemes, where the obligation to save for retirement rests more with individuals. The transition… CONTINUE READING

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