Does banking competition alleviate or worsen credit constraints faced by small-and medium-sized enterprises ? Evidence from China

@inproceedings{Chong2015DoesBC,
  title={Does banking competition alleviate or worsen credit constraints faced by small-and medium-sized enterprises ? Evidence from China},
  author={Terence Tai-Leung Chong and Liping Lu and Steven Ongena},
  year={2015}
}
Banking competition may enhance or hinder the financing of small and medium-sized enterprises. Using a survey on the financing of such enterprises in China, combined with detailed bank branch information, we investigate how concentration in local banking market affects the availability of credit. We find that lower market concentration alleviates financing… CONTINUE READING