Does Inconvenience Explain Low Take-Up ? Evidence from Unemployment Insurance Avraham Ebenstein

  title={Does Inconvenience Explain Low Take-Up ? Evidence from Unemployment Insurance Avraham Ebenstein},
  author={Kevin J Stange},
Application inconvenience is one popular explanation for why many individuals do not receive the social benefits for which they are eligible. Applications take time and some individuals may decide that the financial benefits do not outweigh these time costs. This paper investigates this explanation using cross-state variation in administrative changes that made applying for unemployment insurance (UI) benefits substantially more convenient over the past decade. We find that the introduction of… CONTINUE READING

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