Disability and Distress: The Effect of Disability Programs on Financial Outcomes

@inproceedings{Deshpande2019DisabilityAD,
  title={Disability and Distress: The Effect of Disability Programs on Financial Outcomes},
  author={Manasi M Deshpande and Tal Gross and Yalun Su},
  year={2019}
}
Credit, Default, and Optimal Health Insurance
TLDR
It is found that with the option to default, households rely on bankruptcies and defaults on ER bills as implicit health insurance, and more redistributive healthcare reforms can improve welfare by reducing the dependence on this implicithealth insurance and changing households’ medical spending behavior to be more preventative.