Did efficiency of Indian public sector banks converge with banking reforms?
@article{Kumar2008DidEO, title={Did efficiency of Indian public sector banks converge with banking reforms?}, author={Sunil Kumar and Rachita Gulati}, journal={International Review of Economics}, year={2008}, volume={56}, pages={47-84} }
This paper examines the issue of convergence of efficiency levels among Indian public sector banks (PSBs) during the post-reforms period spanning from 1992/1993 to 2005/2006. The empirical results indicate that the majority of PSBs have observed an ascent in technical efficiency during the post-reforms years. Further, the inefficient PSBs have been noted to be catching up with the efficient ones. That is, the banks with low level of efficiency at the beginning of the period are growing more…
51 Citations
Banking reforms and the evolution of cost efficiency in Indian public sector banks
- Economics
- 2013
This paper analyses the trends of cost efficiency and its components across Indian public sector banks (PSBs) during the post-deregulation period spanning from 1992/1993 to 2007/2008. The study also…
Financial Reforms and Technical Efficiency in Indian Commercial Banking: A Generalized Stochastic Frontier Analysis
- Economics
- 2011
Efficiency of Indian Commercial Banks: The Post-Reform Experience from Mergers & Acquisitions
- Economics
- 2012
This paper explores the impact of M&A on technical efficiency of Indian commercial banks during the second decade of reforms. We use DEA to compute the relative technical efficiency of banks that…
Efficiency of Indian banks with non-performing assets: evidence from two-stage network DEA
- Economics
- 2020
Abstract This paper addresses the concerns regarding the sustainability of the banking sector in India prompted by the recent unintended high level of non-performing assets (NPAs). It uncovers the…
An Analysis of Revenue Maximising Efficiency of Public Sector Banks in the Post-Reforms Period
- Economics, Business
- 2017
Abstract The paper investigates and compares the performance of the Indian public sector banks (PSBs) based on revenue maximising efficiency in the deregulation period from 2001-02 to 2012-13.…
Productivity growth in Indian banking: who did the gains accrue to?
- EconomicsSSRN Electronic Journal
- 2020
ABSTRACT In this paper, we analyze the beneficiaries of productivity gains in the Indian banking sector during the period from 1992 to 2019. We document the relative efficiency of different groups of…
Financial Deregulation in the Indian Banking Industry: Has It Improved Cost Efficiency?
- Economics
- 2014
This chapter explores whether the cost efficiency of Indian banks since the launching of deregulation programme in 1992 has improved or not. The results suggest that deregulation programme has had a…
Determinants of Bank Profitability in the Post-reform Period: Evidence from India
- Economics
- 2015
The present article explores the factors that influence the profitability of Indian banking sector in the post-reform period using the data from 1995 to 2012. The results indicate that operating…
Financial deregulation, competition and cost efficiency of Indian commercial banks: is there any convergence?
- EconomicsIndian Economic Review
- 2020
This paper investigates the convergence in cost efficiency among the Indian commercial banks during 1998–2015. We follow a two-step approach: We first employ the double bootstrap procedure of Simar…
How Does Ownership Affect Bank Performance?-The Case Of Indian Commercial Banks
- Economics, Business
- 2011
Financial system reforms in recent decades have significantly reshaped the Indian commercial banking system. Despite substantial changes in the ownership and structure of Indian Banking system, fewer…
References
SHOWING 1-10 OF 104 REFERENCES
Efficiency of Indian commercial banks during the reform period
- Economics
- 2004
This article contributes to the banking efficiency literature by measuring technical efficiency of banks in four different ownership groups in India during the reform period, 1992–1999. It employs…
Indian Banking Sector Reforms: Review and Prospects
- Economics
- 2005
Development in the financial sector, in particular, the banking sector, plays a key role in stimulating and stabilizing economic growth. Since the foreign exchange crisis in 1991, India has…
Financial sector liberalization, bank privatization, and efficiency: Evidence from Pakistan
- Economics
- 2005
Banking Sector Liberalization and Efficiency of Indian Banks
- Economics
- 2004
The purpose of this paper is to examine the competitiveness of Indian commercial banks in the deregulated period 1996-2002. The data used for the study has been collected from annual reports of…
Financial Sector Reforms in Developing Countries: The Indian Experience
- Economics
- 2002
This study is based on the premise that the success/failure of financial sector reforms depends heavily on country specific factors and makes an attempt to examine these factors in the Indian…
Liberalization, Ownership and Productivity in Turkish Banking
- Economics
- 2002
This paper examines productivity developments in public, private and foreign banks operating in Turkey over the initial post-liberalization period. With the help of a DEA-type Malmquist index…
Is Inefficiency of Banks in India a Cause for Concern? Evidence from the Post-Reforms Era
- Economics
- 2006
Cost inefficiency of banks in many countries is quite high. Financial sector reforms in India are also aimed at improving efficiency, productivity and profitability of banks via increased…
The Effect of Financial Liberalization on the Efficiency of Financial Institutions: The Case of Jordanian Commercial Banks
- Economics, Business
- 2003
SUMMARY Jordan undertook major financial sector liberalization starting in the early of 1990s. The effect of this reform on the efficiency of the banking sector is evaluated. A non-parametric method…
Reforms, Productivity, and Efficiency in Banking: The Indian Experience
- Economics
- 2005
India embarked on a strategy of economic reforms in the wake of a serious balance-ofpayments crisis in 1991. A central plank of the reforms was reform in the financial sector and, with banks being…