• Corpus ID: 53606269

Determinants of Loan Performance in P2P Lending

  title={Determinants of Loan Performance in P2P Lending},
  author={Nilas M{\"o}llenkamp},
  journal={Student Undergraduate Research E-journal},
  • Nilas Möllenkamp
  • Published 20 November 2017
  • Economics
  • Student Undergraduate Research E-journal
This research paper investigates the influential factors of loan performance in the online P2P lending industry. Unlike in traditional banking, lenders in P2P lending are mostly private and small investors which do not have the expertise to evaluate credit risks appropriately. They suffer from information asymmetry and are generally in disadvantage compared to the borrower. In order to solve information asymmetry, P2P lending platforms provide information regarding borrower characteristics and… 

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