Deposit Collecting : Unbundling the Role of Frequency , Salience , and Habit Formation in Generating Savings

@inproceedings{Mel2013DepositC,
  title={Deposit Collecting : Unbundling the Role of Frequency , Salience , and Habit Formation in Generating Savings},
  author={Suresh de Mel and Craig McIntosh and Christopher Woodruff},
  year={2013}
}
This project would not be possible without the collaboration of the National Savings Bank, particularly the Bandarawela and Mahiyangana branches, or without funding provided by the Consortium for Financial Services and Poverty (CFSP). We thank Mike Callen for assistance with the project, and Shawn Cole for comments. Kandy Consulting Group carried out all of the surveys and treatment logistics.! 

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