Criteria for Assessing Small and Medium Enterprises’ Borrowers in Ghana

  title={Criteria for Assessing Small and Medium Enterprises’ Borrowers in Ghana},
  author={Daniel Agyapong},
  • Daniel Agyapong
  • Published 2011
This study focused on developing an insight into the decision making process which lenders employ in granting loans to SME borrowers. Questionnaires were administered on selected bank branch managers of conventional banks, rural banks and savings and loans companies. Findings from this study has brought to the fore some interesting revelations. The results indicated that when loan managers are deciding on whether to accept or reject an SME loan application, intended purpose of loan, repayment… CONTINUE READING

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