• Corpus ID: 239009486

Credit Union Regulations' Mysterious Hold on Thrifts and Community Banks

  title={Credit Union Regulations' Mysterious Hold on Thrifts and Community Banks},
  author={Reka Sundaram-Stukel and Steven C. Deller},
The continued operation of credit unions in the 2008-2010 regulatory framework remained a source of debate in the financial sector. Competing thrifts argued for fair regulatory treatment while credit unions argued for the relaxation of restrictions on their scale and scope of operation. We provide a fresh perspective by building on central place theory and offering a family of location models for the U.S. credit unions. Our results showed that credit unions operated in areas with a low… 

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