Credit Scoring using Machine Learning Techniques

  title={Credit Scoring using Machine Learning Techniques},
  author={Sunil Bhatia and Pratik Sharma and R. Burman and Santosh Hazari and Rupali Hande},
  journal={International Journal of Computer Applications},
Lenders such as banks and credit card companies while reviewing a client‟s request for loan use credit scores. Credit scores help measure the creditworthiness of the client using a numerical score. Now it has been found out that the problem can be optimized by using various statistical models. In this study a wide range of statistical methods in machine learning have been applied, though the datasets available to the public is limited due to confidentiality concerns. Problems particular to the… Expand

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