Credit Registries , Relationship Banking and Loan Repayment

  title={Credit Registries , Relationship Banking and Loan Repayment},
  author={Martin Brown and Christian Zehnder},
This paper examines the impact of a public credit registry on the repayment behavior of borrowers. We implement an experimental credit market in which loan repayment is not third-party enforceable. We compare market outcome with a credit registry to that without a credit registry. This experiment is conducted for two market environments: first a market in… CONTINUE READING