Credit Card Usage Behavior Between Anglos and Hispanics

  title={Credit Card Usage Behavior Between Anglos and Hispanics},
  author={Jos{\'e} F. Medina and Chak-tong Chau},
Credit cards are becoming as conspicuous as money itself. Surveys of Personal Finances report that the credit card usage rate among Hispanics has increased over the pastfew years relative to Anglos. Moderated by an acculturation covariate, this article explores the differences between Anglos and Mexican Americans on their bank and retail credit card usage behavior A pretested bilingual self-administered questionnaire was mailed to 6,863 households in a Southwestern city with a large Hispanic… CONTINUE READING