Credit Card Redlining

@article{CohenCole2011CreditCR,
  title={Credit Card Redlining},
  author={Ethan Cohen-Cole},
  journal={Review of Economics and Statistics},
  year={2011},
  volume={93},
  pages={700-713}
}
Abstract This paper evaluates the presence of racial disparities in the issuance of consumer credit. Using a database of credit histories, I link location-based information on race with individual credit files. After controlling for place-specific factors such as housing vacancy rates and general population demographics, I find qualitatively large differences in the amount of credit offered to similarly qualified applicants living in black versus white areas. High data quality allows… Expand
Credit Card Redlining Revisited
Entrepreneurial finance, credit cards, and race☆
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References

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Credit Card Redlining
Racial Dispersion in Consumer Credit Interest Rates
Credit Cards: Facts and Theories
Mortgage Lending in Boston: Interpreting HMDA Data
Statistical Evidence of Mortgage Redlining? A Cautionary Tale
Can Urban Indicators Predict Home Price Appreciation? Implications for Redlining Research
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