Consumer mobility in social health insurance markets : a five-country comparison.

  title={Consumer mobility in social health insurance markets : a five-country comparison.},
  author={Trea Laske-Aldershof and Erik Schut and Konstantin Beck and Stefan Gress and Amir Shmueli and Carine Van de Voorde},
  journal={Applied health economics and health policy},
  volume={3 4},
During the 1990s, the social health insurance schemes of Germany, the Netherlands, Switzerland, Belgium and Israel were significantly reformed by the introduction of freedom of choice (open enrolment) of health insurer. This was introduced alongside a system of risk adjustment to compensate health insurers for enrolees with predictable high medical expenses. Despite the similarity in the health insurance reforms in these countries, we find that both the rationale behind these reforms and their… CONTINUE READING

From This Paper

Figures, tables, and topics from this paper.
26 Citations
20 References
Similar Papers


Publications citing this paper.
Showing 1-10 of 26 extracted citations


Publications referenced by this paper.
Showing 1-10 of 20 references

Towards more choice in social protection? Individual choice of insurer in basis mandatory health insurance in Switzerland

  • F. Colombo
  • Occasional papers No
  • 2001
Highly Influential
5 Excerpts

Risiko Krankenversicherung – Risikomanagement in einem regulierten Krankenversicherungsmarkt

  • K. Beck
  • 2004
3 Excerpts

Consumer mobility and risk adjustment on a subsidized competitive health insurance market: the Belgian self-employed. Paper presented at the third iHEA conference, San Fransisco

  • C. Van de Voorde
  • 2003
2 Excerpts

Effects of switching costs and consumer information on health insurer choice in the Netherlands. Paper presented at the third iHEA conference, San Fransisco

  • T. Laske-Aldershof, F. T. Schut
  • 2003

De keuze van ziekenfondsverzekerden voor een zorgverzekeraar

  • J. J. Kerssens, D.M.J. Delnoij, J. A. Verweij, Schee, E. van der
  • Tijdschrift voor gezondheidswetenschappen
  • 2002

Similar Papers

Loading similar papers…