Consumer information search for home mortgages : who , what , how much , and what else ? <

@inproceedings{Leea2000ConsumerIS,
  title={Consumer information search for home mortgages : who , what , how much , and what else ? <},
  author={Jinkook Leea and Jeanne M. Hogarthb},
  year={2000}
}
  • Jinkook Leea, Jeanne M. Hogarthb
  • Published 2000
A prerequisite for consumers to make good decisions is to have all the relevant information about the decision at hand, and therefore mandatory information disclosure is often adopted as a public policy remedy to assist consumer decision making (Durkin & Elliehausen, 1990; OCED, 1992). In the consumer mortgage loan market, the Truth in Lending Act (P.L. 90–321; 15 USC §1601) and the Real Estate Settlement Procedures Act (P.L. 93–533; 12 USC §2601) require such mandatory disclosure of… CONTINUE READING

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