Community Rating, Entry-Age Rating and Adverse Selection in Private Health Insurance in Australia

@article{Buchmueller2008CommunityRE,
  title={Community Rating, Entry-Age Rating and Adverse Selection in Private Health Insurance in Australia},
  author={T. Buchmueller},
  journal={The Geneva Papers on Risk and Insurance - Issues and Practice},
  year={2008},
  volume={33},
  pages={588-609}
}
  • T. Buchmueller
  • Published 2008
  • Economics
  • The Geneva Papers on Risk and Insurance - Issues and Practice
The regulation of health insurance is an important and often controversial issue. Rules intended to improve access to insurance for high-risk consumers have the potential to reduce overall coverage by inducing adverse selection. This paper examines the issue of adverse selection in the context of the market for private health insurance in Australia, before and after the implementation of a major policy reform in 2000. The policy, known as Lifetime Health Cover (LHC), created a financial… Expand
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