• Corpus ID: 234790003

Combining PIN and Biometric Identifications as Enhancement to User Authentication in Internet Banking

  title={Combining PIN and Biometric Identifications as Enhancement to User Authentication in Internet Banking},
  author={Cherinor Umaru Bah and Afzaal Hussain Seyal and Umar Yahya},
Internet banking (IB) continues to face security concerns arising from illegal access to users’ accounts. Use of personal identification numbers (PIN) as a single authentication method for IB users is prone to insecurities such as phishing, hacking and shoulder surfing. Fingerprint matching (FPM) as an alternative to PIN equally has a downside as fingerprints reside on individual mobile devices. A survey we conducted from 170 IB respondents of 5 different banks in Brunei established that… 

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