Buying cures versus renting health: Financing health care with consumer loans

@article{Montazerhodjat2016BuyingCV,
  title={Buying cures versus renting health: Financing health care with consumer loans},
  author={Vahid Montazerhodjat and David M. Weinstock and Andrew W. Lo},
  journal={Science Translational Medicine},
  year={2016},
  volume={8},
  pages={327ps6-327ps6}
}
A crisis is building over the prices of new transformative therapies for cancer, hepatitis C virus infection, and rare diseases. The clinical imperative is to offer these therapies as broadly and rapidly as possible. We propose a practical way to increase drug affordability through health care loans (HCLs)—the equivalent of mortgages for large health care expenses. HCLs allow patients in both multipayer and single-payer markets to access a broader set of therapeutics, including expensive short… CONTINUE READING
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