After the Drought: The Impact of Microinsurance on Consumption Smoothing and Asset Protection

@article{Janzen2013AfterTD,
  title={After the Drought: The Impact of Microinsurance on Consumption Smoothing and Asset Protection},
  author={S. Janzen and M. Carter},
  journal={Political Economy - Development: Environment eJournal},
  year={2013}
}
  • S. Janzen, M. Carter
  • Published 2013
  • Economics
  • Political Economy - Development: Environment eJournal
To cope with shocks, poor households with inadequate access to financial markets can sell assets to smooth consumption and, or reduce consumption to protect assets. Both coping strategies can be economically costly and contribute to the transmission of poverty, yet limited evidence exists regarding the effectiveness of insurance to mitigate these costs in risk-prone developing economies. Utilizing data from an RCT in rural Kenya, this paper estimates that on average an innovative microinsurance… Expand
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