A statistical model for the temporal pattern of individual automated teller machine withdrawals

  title={A statistical model for the temporal pattern of individual automated teller machine withdrawals},
  author={A. Brentnall and M. Crowder and D. Hand},
  journal={Journal of The Royal Statistical Society Series C-applied Statistics},
Models of consumer behaviour that are based purely on empirical relationships in data can perform well in the short term but often degrade rapidly with changing circumstances. Superior longer-term performance can sometimes be attained by developing models for the deeper processes underlying the consumer behaviour. We develop a random-effects point process model for automated teller machine withdrawals. Estimation, prediction and computational issues are discussed. The model may be used to… Expand
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