A STRUCTURAL EQUATION MODELING OF INTERNET BANKING USAGE IN MALAYSIA

@inproceedings{Sentosa2012ASE,
  title={A STRUCTURAL EQUATION MODELING OF INTERNET BANKING USAGE IN MALAYSIA},
  author={I Putu Pranatha Sentosa and Chee Wei Ming and Bambang Bemby Soebyakto and Nik Kamariah Nik Mat},
  year={2012}
}
Internet banking is a contemporary trend amongst financial services worldwide. However, the level of acceptance among consumers is unknown. This study intends to examine the determinants of internet usage intention in banks using Technology Acceptance Model (TAM) and exploring the mediating effect of perceived usefulness, perceived ease of use and perceived credibility on the relationship between self-efficacy and intention. The exogenous variable is selfefficacy and the mediators are perceived… CONTINUE READING

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