A Note on Banking Efficiency in Portugal , New vs . Old Banks

  title={A Note on Banking Efficiency in Portugal , New vs . Old Banks},
  author={Ana Isabel Canhoto and Jean -François Dermine},
Following entry into the European Community in 1986, Portugal transformed rapidly its repressed banking system with deregulation, the opening of borders, the granting of new banking licenses, and privatization. In a more competitive banking system, one would expect a priori an increase in operational efficiency. This paper attempts to quantify the magnitude of efficiency gains over the years 1990 to 1995. Moreover, the paper documents the relative efficiency performance of new domestic banks… CONTINUE READING

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