Corpus ID: 166740542

'Owner Finance! No Banks Needed!' Consumer Protection Analysis of Seller-Financed Home Sales: A Texas Case Study

@inproceedings{Fajardo2012OwnerFN,
  title={'Owner Finance! No Banks Needed!' Consumer Protection Analysis of Seller-Financed Home Sales: A Texas Case Study},
  author={Hebert Fajardo and Genevieve Marie},
  year={2012}
}
Seller-financing of residential property is booming in the credit crisis. Due in part to tightened lending standards for traditional mortgages, low-income home buyers are being shut out of the mortgage market, and are turning to contract for deed or lease-to-own agreements to finance their home purchases. In Texas, the state legislature tried to curb abuses in the seller-financed housing market by enacting a mix of typical consumer protection laws: required disclosures, penalties for unfair… Expand
A New Paradigm in Islamic Housing: Non-Bank Islamic Mortgage
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