Yiyan Liu

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We study whether employer premium contribution schemes could impact the pricing behavior of health plans and contribute to rising premiums. Using 1991-2011 data before and after a 1999 premium subsidy policy change in the Federal Employees Health Benefits Program (FEHBP), we find that the employer premium contribution scheme has a differential impact on(More)
for excellent research assistance and thank the University of Maryland and the Kellogg School of Management for financial support. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research. NBER working papers are circulated for discussion and comment purposes. They have not been(More)
This dissertation consists of three essays on health insurance markets, analyzing the impact of employer premium contribution schemes on both the supply and demand sides of the market. The first two essays focus on the supply side, whereas the third essay looks at the demand side. In the first essay, I present an analytical framework to illustrate the(More)
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