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Barriers to Household Risk Management: Evidence from India.
TLDR
Evidence is presented suggesting that lack of trust, liquidity constraints and limited salience are significant non-price frictions that constrain demand and suggest contract design improvements to mitigate these frictions.
Patterns of Rainfall Insurance Participation in Rural India
Take-up of an innovative rainfall insurance policy offered to smallholder farmers in rural India decreases with basis risk between insurance payouts and income fluctuations, increases with household
Barriers to Household Risk Management : Evidence from India
Why do many households remain exposed to large exogenous sources of non-systematic income risk? We use a series of randomized field experiments in rural India to test the importance of price and
Commitments to Save: A Field Experiment in Rural Malawi
This paper reports the results of a field experiment that randomly assigned smallholder cash crop farmers formal savings accounts. In collaboration with a microfinance institution in Malawi, the
Money or Ideas? A Field Experiment on Constraints to Entrepreneurship in Rural Pakistan
This paper identifies the relative importance of human and physical capital for entrepreneurship. A subset of rural microfinance clients were offered eight full time days of business training and the
How Does Risk Management Influence Production Decisions? Evidence from a Field Experiment
Weather is a key source of income risk, especially in emerging market economies. This paper uses a randomized controlled trial involving Indian farmers to study how an innovative rainfall insurance
Finding Missing Markets (and a Disturbing Epilogue): Evidence from an Export Crop Adoption and Marketing Intervention in Kenya
In much of the developing world, many farmers grow crops for local or personal consumption despite export options that appear to be more profitable. Thus many conjecture that one or several markets
Facilitating Savings for Agriculture: Field Experimental Evidence from Malawi
We implemented a randomized intervention among Malawian farmers aimed at facilitating formal savings for agricultural inputs. Treated farmers were offered the opportunity to have their cash crop
Site Selection Bias in Program Evaluation
“Site selection bias” can occur when the probability that a program is adopted or evaluated is correlated with its impacts. I test for site selection bias in the context of the Opower energy
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