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Personality attributes that predict cadet performance at West Point
Abstract Using data from the United States Military Academy at West Point ( N  = 1102 and N  = 1049) from two successive years, we examined psychological measures of cadets and the correlations ofExpand
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Essays in Behavioral Household Finance
This dissertation investigates some of the factors affecting modern household finance decisions in the United States using natural experimental variation and administrative data. In Chapter 1 IExpand
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Much Ado about Nothing? New Evidence on the Effects of Payday Lending on Military Members
We evaluate the effect that payday loan access has on credit and labor market outcomes of individuals in the U.S. Army. Using the conditional random assignment of service members to differentExpand
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Comparing Military and Civilian Household Finances: Descriptive Evidence from Recent Surveys
Despite significant media and policy attention to the financial conditions of military and civilian households in American over the past few years, little is known about their relative standing andExpand
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Much Ado about Nothing? Evidence Suggests No Adverse Effects of Payday Lending on Military Members
We evaluate the effect that payday loan access has on credit and labor market outcomes of individuals in the U.S. Army. Using the conditional random assignment of servicemembers to differentExpand
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THE FINANCIAL WELFARE OF MILITARY VETERANS : DESCRIPTIVE EVIDENCE FROM A NATIONAL SURVEY
Using a large national household survey, this analysis provides evidence on the differences in financial decision-making and outcomes between military veterans and nonveterans, as well as betweenExpand
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Assessing financial education methods: Principles vs. rules-of-thumb approaches
ABSTRACT Despite thousands of programs and tremendous public and private interest in improving financial decision-making, little is known about how best to teach financial education. Using anExpand
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Risk Preferences in Future Military Leaders
Although hundreds of studies have demonstrated that risk preferences shape people's choices under uncertainty, the complexity of how attitudes toward risk play out across various pivotal settings andExpand
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Marching across Generations? Education Benefits and Intrahousehold Decision-Making
We investigate how families resolve an important intrafamily household allocation problem—investing in their children’s postsecondary education—in the context of the Post-9/11 GI Bill. ThisExpand
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