Wilbert van der Klaauw

Publications47
h-index22
Citations2,008
Highly Influential Citations177
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The Price Is Right: Updating Inflation Expectations in a Randomized Price Information Experiment
Using a unique, randomized information experiment embedded in a survey, this paper investigates how consumers’ inflation expectations respond to new information. We find that respondents, on average,… Expand
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Inflation Expectations and Behavior: Do Survey Respondents Act on Their Beliefs?
We compare the inflation expectations reported by consumers in a survey with their behavior in a financially incentivized investment experiment. The survey is found to be informative in the sense… Expand
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Real Estate Investors, the Leverage Cycle, and the Housing Market Crisis
We explore a mostly undocumented but important dimension of the housing market crisis: the role played by real estate investors. Using unique credit-report data, we document large increases in the… Expand
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Social Security and the Retirement and Savings Behavior of Low Income Households.
In this paper, we develop and estimate a model of retirement and savings incorporating limited borrowing, stochastic wage offers, health status and survival, social security benefits, Medicare and… Expand
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Measuring Student Debt and Its Performance
Studies continue to indicate that higher education is frequently a worthwhile investment for individuals and that it raises the productivity of the workforce as a whole. While the rising cost of… Expand
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The Financial Crisis at the Kitchen Table: Trends in Household Debt and Credit
The Federal Reserve Bank of New York (FRBNY) Consumer Credit Panel, created from a sample of U.S. consumer credit reports, is an ongoing panel of quarterly data on individual and household debt. The… Expand
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Evaluating the Effect of an Antidiscrimination Law Using a Regression-Discontinuity Design
The regression discontinuity (RD) data design is a quasi-experimental design with the defining characteristic that the probability of receiving treatment changes discontinuously as a function of one… Expand
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The Effects of In-Work Benefit Reform in Britain on Couples: Theory and Evidence
This paper examines the effects of the Working Families’ Tax Credit (WFTC) on couples in Britain. We develop a simple model of household decisions which explicitly accounts for the role played by the… Expand
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Debt, Jobs, or Housing: What's Keeping Millennials at Home?
Young Americans’ residence choices have changed markedly over the past fifteen years, with recent cohorts entering the housing market at lower rates, and lingering much longer in parents’ households.… Expand
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Do We Know What We Owe? A Comparison of Borrower- and Lender-Reported Consumer Debt
Household surveys are the source of some of the most widely studied data on consumer balance sheets, with the Survey of Consumer Finances (SCF) generally cited as the leading source of wealth data… Expand
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