Werner Steck

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Globalization of financial markets resulting from both IT (particularly internet standards) and increasing homogeneity of regulation has strongly affected the environment, financial services companies are operating in. Given these changes on the market, innovation is not a choice, but a necessity to survive. Observable today, however, are defensive(More)
  • C Rohrer, Lenzing Ag, Austria Dr, W Steck, Basf Ag, Germany Ir +4 others
  • 1999
This document has been produced primarily by a joint EURACHEM / CITAC Working Group, the membership of which is listed in Annex A. The secretary would also like to thank all of those individuals and organisations who have contributed comments, advice and background documentation. The text may be freely translated into other languages, but where such action(More)
Title: Development and prototypical implementation of an advisory concept to individualize and personalize financial services for private customers Abstract: The article describes and discusses requirements as well as the business concept to generate financially optimized and individualized advisory suggestions for private customers in the financial(More)
Individualisierung bedeutet einerseits finanzwirtschaftliche Optimierung: • Auswahl der Beratungsvorschläge aus einer Menge effizienter Produktkategorienkombi-nationen im Hinblick auf die Rendite-/Risikopräferenzen des Kunden. Individualisierung bedeutet andererseits: • Nicht nur Berücksichtigung " harter " , sondern auch " weicher " Anlageziele. •(More)
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