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Early Medicaid Expansion Associated With Reduced Payday Borrowing In California.
Medicaid reduced the demand for high-interest loans and improved the financial health of American families, according to a universe of payday loans from five large payday lenders with locations around the United States.
Disability and Distress: The Effect of Disability Programs on Financial Outcomes
What is the relationship between disability programs and financial distress? We provide the first evidence on this relationship using several markers of financial distress: bankruptcy, foreclosure,…
The Effects of the ACA Medicaid Expansion on Nationwide Home Evictions and Eviction-Court Initiations: United States, 2000-2016.
- Naomi Zewde, Erica L. Eliason, Heidi L. Allen, Tal Gross
- MedicineAmerican journal of public health
- 4 September 2019
Evictions decreased after Medicaid expansion, demonstrating further evidence of the substantive financial protections afforded by this coverage, and suggests that Medicaid expansion could be reducing evictions by preventing the court proceeding entirely.
Can Medicaid Expansion Prevent Housing Evictions?
It is concluded that health insurance coverage is associated with improved housing stability and a 2.9-percentage-point reduction in evictions per capita associated with early expansion in California.
Risk of Bankruptcy among Applicants to Disability Insurance
Being allowed onto the SSDI program was associated with a decreased risk of bankruptcy, and the association was negative and statistically significant for all age groups, including older applicants nearing eligibility for Medicare.
NBER WORKING PAPER SERIES THE ECONOMIC CONSEQUENCES OF BANKRUPTCY REFORM
A more generous consumer bankruptcy system provides greater insurance against financial risks, but it may also raise the cost of credit to consumers. We study this trade-off using the 2005 Bankruptcy…
Health Insurance and Housing Stability: The Effect of Medicaid Expansion on Evictions
Regulated Revenues and Hospital Behavior: Evidence from a Medicare Overhaul
- Tal Gross, Adam Sacarny, Maggie Shi, D. Silver
- Medicine, Political ScienceSSRN Electronic Journal
- 1 July 2021
A simulated instrument is constructed that predicts a hospital's policy-induced change in reimbursement using pre-reform patients and post-re reform rules to imply a volume elasticity of 1.2.
Income-Support Programs and Financial Distress: Evidence from Disability Programs∗
We provide the first evidence on the relationship between disability programs and markers of financial distress: bankruptcy, foreclosure, eviction, and home sale. Rates of these adverse financial…
The Effect of Government Cash Assistance on Household Financial Outcomes
We provide the first causal estimates of the effect of government cash assistance on household financial outcomes. To identify this effect, we use a discontinuity in the likelihood that households…