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Any opinions expressed here are those of the author(s) and not those of the institute. Research disseminated by IZA may include views on policy, but the institute itself takes no institutional policy positions. The Institute for the Study of Labor (IZA) in Bonn is a local and virtual international research center and a place of communication between(More)
Notes: Center Discussion Papers are preliminary materials circulated to stimulate discussions and critical comments. We thank seminar participants at Yale University and Joe Altonji, Eileen Brooks, and Valery Lazarev for helpful comments and suggestions. Fairlie was partially funded by the William T. Grant Foundation. The views contained herein are solely(More)
(CES) produces a wide range of theoretical and empirical economic analyses that serve to improve the statistical programs of the U.S. Bureau of the Census. Many of these analyses take the form of CES research papers. The papers are intended to make the results of CES research available to economists and other interested parties in order to encourage(More)
  • Robert W Fairlie, Alicia M Robb, Nathan Glazer, Daniel Patrick Moynihan, Robert Fairlie, Ken Brevoort +3 others
  • 2004
Any opinions expressed here are those of the author(s) and not those of the institute. Research disseminated by IZA may include views on policy, but the institute itself takes no institutional policy positions. The Institute for the Study of Labor (IZA) in Bonn is a local and virtual international research center and a place of communication between(More)
and two anonymous referees for helpful comments and suggestions. ABSTRACT In this paper we use data from the 1993 and 1998 National Surveys of Small Business Finances to examine the existence or otherwise of discrimination in the small business credit market. We conduct an econometric analysis of loan outcomes by race and find that black-owned small(More)
Theoretical models of self-employment posit that attitudes toward risk, entrepreneurial ability, and preferences for autonomy are central to the individual's decision between self-employment and wage/salary work. None of the studies in the rapidly growing empirical literature on self-employment, however, have been able to test whether these factors are(More)
In recent years, a plethora of public and private programs in the United States have been created to close the " Digital Divide. " Interestingly, however, we know very little about the underlying causes of racial differences in rates of computer and Internet access. In this paper, I use data from the Computer and Internet Use Supplement to the August 2000(More)
Conference for helpful comments and suggestions. Lixin Fan and Bill Koch provided excellent research assistance. This paper was developed from a project funded under contract #41USC252C3 from the U.S. Department of Labor. The analyses and conclusions presented herein do not necessarily represent the official position or policy of the U.S. government.(More)
Fairlie acknowledges partial funding from the Spencer Foundation. The views expressed here are solely the responsibility of the authors and should not be interpreted as reflecting the views of the Spencer Foundation, the Board of Governors of the Federal Reserve System, or any other person associated with the Federal Reserve System. We thank Chris Jepsen(More)