Robert J. Till
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The area under the ROC curve, or the equivalent Gini index, is a widely used measure of performance of supervised classification rules. It has the attractive property that it side-steps the need to… Expand
Behavioural models characterize the way customers behave in their use of a credit product. In this paper, we examine repayment and transaction behaviour with credit cards. In particular, we describe… Expand
In this paper we compare and contrast the new data mining activity of pattern search with more traditional cluster analysis methods of data mining, in the context of credit data. In particular, we… Expand
Persistent infrared spectral holes have been burned at low temperature into the Se–H stretch mode absorption band of SeH molecules in the GeAsSe‐alloy glass series. Eight different compositions have… Expand
The concept of relating the properties of glass-like solids to their microscopic topology rather than to their chemical nature was originally introduced by Phillips  and later refined by… Expand