Robert A. Kelly

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Keywords: Temporal frequency distributions Taphonomic bias Archaeological demography Bighorn Basin Wyoming Siberia Caves and rockshelters Upper Paleolithic Woolly mammoth Mammuthus primigenius a b s t r a c t In this paper, we expand upon a prior study [Surovell, T.A., Brantingham, P.J., 2007. A note on the use of temporal frequency distributions in studies(More)
This paper provides a brief overview of the harm reduction programme for injecting drug users (IDU) of CARE, Bangladesh in Dhaka city and uses data from surveillance and a focussed research study on a cohort of IDU, to evaluate the programme. The harm reduction programme in Dhaka is run by CARE, Bangladesh and includes needle/syringe exchange, awareness(More)
Introduction This Taxonomy defines the many potential security threats to VoIP deployments, services, and end users. The overall goal is to help drive VoIP security awareness with the press, industry and public. In particular this Taxonomy provides a detailed structure for technical vulnerabilities that informs the following constitutencies: • Press and(More)
JEL classification: E32 E51 F30 G01 G12 G21 Keywords: Mortgage default modelling Irish banks ECB comprehensive assessment a b s t r a c t Using a uniquely constructed loan-level dataset of the residential mortgage book of Irish financial institutions , this paper provides a framework for estimating default probabilities of individual mortgages. In contrast(More)
The American Physical Society (APS) has been a leader in using markup languages for publishing. ViewPlus has led development of innovative technologies for graphical information accessibility by people with print disabilities. APS, ViewPlus, and other collaborators in the Enhanced Reading Project are working together to develop the necessary technology and(More)
In 2013 all ECB publications feature a motif taken from the €5 banknote. note: This Working Paper should not be reported as representing the views of the European Central Bank (ECB). The views expressed are those of the authors and do not necessarily reflect those of the ECB. Any reproduction, publication and reprint in the form of a different publication,(More)
This paper presents a framework for estimating losses for residential mortgage loans. At the core is a transitions-based probability of default model which yields directly observable cash-flows at the loan level. The estimated model includes coefficients on unemployment , Loan to Value ratio and interest rates, all of which allow a macroeconomic scenario to(More)
The rapid increase in credit in an economy is now commonly perceived to be one of the leading indicators of financial instability. This view has been reinforced by the aftermath of the international financial crisis, which commenced in mid-2007. A key policy response has been to focus on the ratio of private sector credit to GDP for an economy, observing,(More)
This paper examines the role of credit and the macroeconomy in SME distress during a prolonged economic downturn. Specifically, we estimate the determinants of SME distress in Ireland during the severe financial and economic crisis which began in 2007/2008. We use a measure of distress , insolvencies, which captures both bank and non-bank forms of credit.(More)