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A Policy Response to the Indian Micro-Finance Crisis
Recent events in India have brought a fresh focus upon the problem of regulation in the field of micro-finance. This paper delineates the three distinct aspects where government needs to play a role.Expand
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MEANS-TESTED AGE PENSIONS AND HOMEOWNERSHIP: IS THERE A LINK?
Although several targeted welfare programs across the world have made owner-occupied housing exempt from the means test, relatively little is known about the impact of such exemption on portfolioExpand
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Understanding Judicial Delay at the Income Tax Appellate Tribunal in India
Most performance statistics using aggregate level data about courts in India show delays. There is limited analysis of the actual duration and trajectories of cases. In this paper, we create a deExpand
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On the Impact of Regulating Commissions: Evidence from the Indian Mutual Funds Market
Commissions-motivated agents have historically helped the development of many markets, but research suggests brokers motivated by commissions sometimes steer consumers towards inappropriate products.Expand
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Repayment in microfinance: The Role of financial literacy and caste
We evaluate the impact of a mandatory lnancial education program on female customers of an urban micro-lnance institution (MFI) headquartered in Mumbai, India. We exploit the variation in timing ofExpand
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Estimates of air pollution in Delhi from the burning of firecrackers during the festival of Diwali
Delhi has had the distinction of being one of the most polluted cities in the world, especially in the winter months from October—January. These months coincide with the religious festival of Diwali.Expand
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In Search of Inclusion: Informal Sector Participation in a Voluntary, Defined Contribution Pension System
Abstract This paper examines who contributes and who persists in contributing in a national, voluntary, defined contributory pension programme, where the government provides the incentive of matchingExpand
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Civil Service and Military Pensions in India
This paper describes the New Pension System (NPS), an individual account defined contribution pension scheme introduced for civil servants in India, and the problems faced in implementation of thisExpand
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Estimating losses to customers on account of mis-selling life insurance policies in India
This paper presents two approaches that use publicly available data to estimate the loss to investors from mis-selling of insurance products. The first approach uses the number of lapsed policiesExpand
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The Effect of Age-Specific Sex Ratios on Crime: Instrumental Variable Estimates from India
Using data from 1961 to 2001, we show the impact on crime of two age-specific sex ratios corresponding to pre-marital (ages 10 to 16) and marriageable (ages 20 to 26) age groups in India. To dealExpand
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