Peter McGoldrick

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This Working Paper should not be reported as representing the views of the IMF. The views expressed in this Working Paper are those of the author(s) and do not necessarily represent those of the IMF or IMF policy. Working Papers describe research in progress by the author(s) and are published to elicit comments and to further debate. This paper attempts to(More)
Although the motivational benefits of Embodied Conversational Agents in other areas have been demonstrated their potential for relationship building within e-tailing has been little utilized. In this exploratory paper we consider customer perceptions of what types of ECA are appropriate to retailing websites using data from semi-structured interviews with(More)
The digital divide and exclusion from the knowledge society have become important subjects of government policy.This article compares online communities located in two UK housing estates. Both have relatively high levels of computer literacy but also significant numbers of novices and non-users. It is argued that one estate is achieving a higher level of(More)
We use the rise and dispersion of sovereign spreads to tell the story of the emergence and escalation of financial tensions within the eurozone. This process evolved through three stages. Following the onset of the Subprime crisis in July 2007, spreads rose but mainly due to common global factors. The rescue of Bear Stearns in March 2008 marked the start of(More)