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Mobile payment is considered by many experts as the next " big thing " , that will kick-off existing e-and m-commerce efforts and unleash the true potential of mobile business. Different approaches come to the market and try to address existing needs, but up to now no global solution exists. In this paper we present the approach followed by the EU IST(More)
The growth of mobile commerce is directly related to the increase of ownership and use of mobile personal, programmable communication devices, including mobile phones and PDAs. These devices provide effective authorisation and management of payment and banking transactions since they are capable of offering security and convenience advantages compared with(More)
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