Massimiliano Bratti

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This paper is concerned with examining behaviour of firms (banks) and consumers (banks’ customers) in the event of a new technology (internet banking) introduction. The determinants of consumer adoption of internet banking are characterised using survey data from Korea in both static and dynamic framework. I find evidence that adoption of internet banking(More)
This paper uses data from the 1993 Survey of Household Income and Wealth of the Bank of Italy in order to estimate a reduced form purist model of female marital fertility and labour force participation. In particular, we focus our attention on the effect of formal education on both fertility and labour force participation behaviour, and account for the(More)
This paper investigates differences across UK universities in 1993 life sciences students’ degree performance using individuallevel data from the Universities’ Statistical Record (USR). Differences across universities are analysed by specifying and estimating a subject-specific educational production function. Even after including a wide range of controls(More)
This paper provides new empirical evidence on the impact of parental health shocks on investments in children's education using detailed longitudinal data from Bosnia and Herzegovina. Our study controls for individual unobserved heterogeneity by using child fixed effects, and it accounts for potential misreporting of self-reported health by employing(More)
The bulk of literature finding support for the Skill-Biased Technological Change (SBTC) hypothesis has focused on the US and the UK, while evidence on other countries is ‘mixed’. We use firm-level data to test for the presence of SBTC in Italian manufacturing. This is interesting since, as well known, Italy is a ‘late comer’ country and stands as a follower(More)
This paper investigates differences across UK universities in 1993 life sciences students’ degree performance using individual-level data from the Universities’ Statistical Record (USR). Differences across universities are analysed by specifying and estimating a subject-specific educational production function. Even after including a wide range of controls(More)
Fertility and Female Employment Dynamics in Europe: The Effect of Using Alternative Econometric Modeling Assumptions We investigate the direct and long-run effects of fertility on employment in Europe estimating dynamic models of labor supply under different assumptions regarding the exogeneity of fertility and modeling assumptions related to initial(More)
Variations in the Wage Returns to a First Degree: Evidence from the British Cohort Study 1970 As in many other countries, government policy in the UK has the objective of raising the participation rate of young people in higher education, while increasing the share of the costs of higher education paid by students themselves. A rationale for the latter(More)
Territorial Differences in Italian Students’ Mathematical Competencies: Evidence from PISA 2003 In this paper we investigate the existence and the size of territorial differences in Italian students’ mathematical competencies. Our analysis benefits from a new data set that merges the 2003 wave of the OECD Programme for International Student Assessment(More)