Joseph Mazzetti

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This paper reviews the EFTS switch concept and outlines some of the major design considerations involved in its implementation. The EFTS switch permits financial institutions to share customer terminal devices (for example, point-of-sale terminals in a supermarket) by transmitting messages generated at the terminal to the financial institutions holding the(More)
Much of the promotional hype, congressional interest, and consumerist activity surrounding Electronic Funds Transfer Systems (EFTS) has involved the retail side of banking; i.e. handling consumer transactions electronically at the teller window, through automated teller machines, and at the point of sale. Wholesale EFTS, on the other hand, deals with the(More)
Electronic Funds Transfer (EFT) systems cover a wide gamut of applications. Some of the latest gaining popularity are bank-by-phone and sophisticated corporate cash management applications. Basically the systems fall into one of two categories: Retail, which is consumer oriented and Wholesale, which is corporation oriented. This panel will be discussing(More)
The panel will discuss Life Cycle Management (LCM) as an approach to providing more effective management of Federal data processing systems acquisition. Specifically, the panelists will discuss: 1)LCM as it pertains to planning for systems acquisition; 2)the estimation of life cycle costs; and, 3)the application of LCM policies and procedures within an
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