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The Effects of Bank Mergers and Acquisitions on Small Business Lending
We examine the effects of bank M&As on small business lending using data on over 6,000 recent U.S. bank M&As. We are the first to decompose the impact of M&As into static effects from simply meldingExpand
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The Transformation of the U.S. Banking Industry: What a Long, Strange Trip It's Been
This paper summarizes and quantifies past changes in the U.S. commercial banking industry and forecasts what the future may hold. It emphasizes regulatory changes and technical and financialExpand
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Did U.S. Bank Supervisors Get Tougher During the Credit Crunch? Did They Get Easier During the Banking Boom? Did It Matter to Bank Lending?
We test three hypotheses regarding changes in supervisory toughness' and their effects on bank lending. The data provide modest support for all three hypotheses that there was an increase inExpand
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Did U.S. Bank Supervisors Get Tougher During the Credit Crunch? Did They Get Easier During the Banking Boom? Did it Matter to Bank Lending?
We test three hypotheses regarding changes in supervisory "toughness" and their effects on bank lending. The data provide modest support for all three hypotheses that there was an increase inExpand
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The effects of bank mergers and acquisitions on small business lending 1 The opinions expressed do n
We examine the effects of over 6,000 M&As involving more than 10,000 banks on small business lending. We are the first to decompose the impact of M&As into static effects associated with a simpleExpand
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Solvent dehydration system cuts energy use, improves dewaxed oil yield
A recent development can be applied in solvent dewaxing plants to reduce energy requirements, simplify operations, reduce maintenance, improve oil yields, and offer capacity gains. Known as theExpand
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Did U.S. Bank Supervisors Get Tougher During the Credit Crunch? Did They Get Easier During the Banking Boom? Did it Matter to Bank Lending?
We test three hypotheses regarding changes in supervisory "toughness" and their effects on bank lending. The data provide modest support for all three hypotheses that there was an increase inExpand
Continuous cast filtration concepts
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WORKING PAPER NO. 96-18/R DEPOSITS AND RELATIONSHIP LENDING* Mitchell Berlin Federal Reserve Bank of Philadelphia
*We gratefully acknowledge helpful discussions with David T. Brown, Xavier Freixas, Joel Houston, Steve Meyer, Leonard Nakamura, Mitchell Petersen, Tony Saunders, seminar participants at the New YorkExpand