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Medical bankruptcy in the United States, 2007: results of a national study.
Illness and Injury as Contributors to Bankruptcy
To investigate medical contributors to bankruptcy, 1,771 personal bankruptcy filers in five federal courts and subsequently completed in-depth interviews with 931 of them indicated that 1.9-2.2 million Americans (filers plus dependents) experienced medical bankruptcy.
The Fragile Middle Class: Americans in Debt
In 1989, these authors published As We Forgive OurDebtors: Bankruptcy and Consumer Credit in America,a study of bankruptcy filers in 1981. That project becameknown as the Consumer Bankruptcy Project.…
Making Credit Safer
Physical products, from toasters and lawnmowers to infant car seats and toys to meat and drugs, are routinely inspected and regulated for safety. Credit products, like mortgage loans and credit…
Product Safety Regulation as a Model for Financial Services Regulation
- E. Warren
- Business, Economics
- 1 September 2008
Because of product safety regulations, exploding toasters and other dangerous products are rare in the American marketplace. Despite the fact that financial products can also be dangerous, with terms…
Financial Collapse and Class Status: Who Goes Bankrupt?
- E. Warren
- 27 December 2003
Every policy prescription, economic analysis, or news report about consumer bankruptcy rests on one or another unspoken image of the estimated 1.6 million families that will file in a single year.…
Bankruptcy Policymaking in an Imperfect World
- E. Warren
- 1 November 1993
ion, but too much abstraction may wash out significant details that should have an impact on any policy decision. Obviously some level of generality is critical. Without it, there would be little…
The Consumer Casualties of Capitalism@@@As We Forgive Our Debtors: Bankruptcy and Consumer Credit in America.
In 1986 over 400,000 Americans filed for bankruptcy. Their contribution to the USA's growing debt crisis is indicative of the changing economic climate in the country. This study aims to uncover the…
Did Bankruptcy Reform Fail? An Empirical Study of Consumer Debtors
- Robert M Lawless, Angela K. Littwin, Katherine M. Porter, John A. E. Pottow, D. Thorne, E. Warren
- 1 June 2008
Just three years ago, Congress enacted controversial amendments to the Bankruptcy Code. The proponents claimed that the changes would drive the "can pay" debtors (of which there were supposedly many)…
The Myth of the Disappearing Business Bankruptcy
Although data from the Administrative Office (AO) of the U.S. Courts suggest that only a small fraction of the 1.6 million bankruptcies filed each year are business failures, new research from the…