Denise Desjardins

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OBJECTIVE The U.S. and some Canadian government agencies have waived commercial license restrictions for some insulin-using diabetic drivers. However, the U.S. Federal Highway Administration is no longer giving waivers. Scientific evidence to support such regulations has been sparse. This article presents detailed analyses of crash risks for users and(More)
This research was funded by the programme de recherche universitaire en sécurité routière of the Ministère des Transports du Québec (MTQ) and the Société de l'Assurance Automobile du Québec. The authors also acknowledge financial support from the Fédération Française des Sociétés d'Assurances (FFSA) and the FCAR in Quebec. They remain responsible for the(More)
We are proposing a parametric model to rate insurance for vehicles belonging to a fleet. The tables of premiums presented take into account past vehicle accidents, observable characteristics of the vehicles and fleets, and violations of the road-safety code committed by drivers and carriers. The premiums are also adjusted according to accidents accumulated(More)
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