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Tying Odysseus to the Mast: Evidence from a Commitment Savings Product in the Philippines
We designed a commitment savings product for a Philippine bank and implemented it using a randomized control methodology. The savings product was intended for individuals who want to commit now to
A multifaceted program causes lasting progress for the very poor: Evidence from six countries
It is established that a multifaceted approach to increasing income and well-being for the ultrapoor is sustainable and cost-effective.
Agricultural Decisions after Relaxing Credit and Risk Constraints
The investment decisions of small-scale farmers in developing countries are conditioned by their financial environment. Binding credit market constraints and incomplete insurance can reduce
Using Experimental Economics to Measure Social Capital and Predict Financial Decisions
Questions remain as to whether results from experimental economics are generalizable to real decisions in nonlaboratory settings. Furthermore, questions persist about whether social capital helps
Teaching Entrepreneurship: Impact of Business Training on Microfinance Clients and Institutions
Abstract Most academic and development policy discussions about microentrepreneurs focus on credit constraints and assume that subject to those constraints, the entrepreneurs manage their business
Six Randomized Evaluations of Microcredit: Introduction and Further Steps †
Causal evidence on microcredit impacts informs theory, practice, and debates about its effectiveness as a development tool. The six randomized evaluations in this volume use a variety of sampling,
What's Advertising Content Worth? Evidence from a Consumer Credit Marketing Field Experiment
This brief summarizes what's advertising content worth? Evidence from a consumer credit marketing field experiment in South Africa. The bank offered loans with repayment periods ranging from 4 to 18
Microcredit Impacts: Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco
Theory and evidence have raised concerns that microcredit does more harm than good, particularly when offered at high interest rates. We use a clustered randomized trial, and household surveys of
Does Corruption Information Inspire the Fight or Quash the Hope? A Field Experiment in Mexico on Voter Turnout, Choice, and Party Identification
Retrospective voting models assume that offering more information to voters about their incumbents’ performance strengthens electoral accountability. However, it is unclear whether incumbent
Does Price Matter in Charitable Giving? Evidence from a Large-Scale Natural Field Experiment
We conducted a natural field experiment to explore the effect of price changes on charitable contributions. To operationalize our tests, we examine whether an offer to match contributions to a