• Publications
  • Influence
Predatory Lending and the Military: The Law and Geograpy of 'Payday' Loans in Military Towns
A heated national debate has developed over whether one type of high-cost predatory lender, commonly known as "payday lenders," are targeting financially vulnerable military families and whether theExpand
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Usury law, payday loans, and statutory sleight of hand: Salience distortion in American credit pricing limits
In the Western intellectual tradition usury law has historically been the foremost bulwark shielding consumers from harsh credit practices. Historically, the United States commitment to usury law hasExpand
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Usury Law and the Christian Right: Faith-Based Political Power and the Geography of American Payday Loan Regulation
The culture war has become a national moniker describing a variety of policy debates between social conservatives and secular liberal Americans. Hotly contested battle grounds in this metaphoricalExpand
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Trump University and Presidential Impeachment
In the final weeks of the 2016 Presidential campaign Donald J. Trump faces three lawsuits accusing him of fraud and racketeering. These ongoing cases focus on a series of wealth seminars calledExpand
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Predatory Structured Finance
Predatory lending is a real, pervasive, and destructive problem as demonstrated by record settlements, jury awards, media exposes, and a large body of empirical scholarship. Currently the nationalExpand
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Foreclosure, Subprime Mortgage Lending, and the Mortgage Electronic Registration System
At the roots of the worst recession since the Great Depression were unaffordable home mortgages packaged into securities, sold to investors, and used as capital assets by financial institutions. TheExpand
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Over-Indebtedness, Predatory Lending, and the International Political Economy of Residential Home Mortgage Securitization: Comparing the United States' Subprime Home Mortgage Lending Crisis to Home
Following the United States, many countries around the world have increasingly turned to structured finance, also known as securitization, to fund loan portfolios. This trend has taken on troublingExpand
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Truth, Understanding, and High-Cost Consumer Credit: The Historical Context of the Truth in Lending Act
Since the inception of human civilization consumer credit has provided a paradoxically useful and dangerous social institution. Each civilization has attempted to strike the right balance betweenExpand
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Federalism and Predatory Lending: Unmasking the Deregulatory Agenda
In the past two decades the American home mortgage lending market has seen the development of controversial loans which consumer advocates, federal regulators, as well as many lenders have come toExpand
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