Benjamin Ngugi

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The use of stolen personal-identifying information, like Social Security numbers, to commit identity fraud continues to be a major problem. The fact that an impostor can pass as the genuine user by possession of stolen identification information is a weakness in current authentication systems. Adding a biometric layer to the traditional knowledge and(More)
This article offers a new perspective on battling credit card fraud. It departs from a focus on post factum liability, which characterizes most legal scholarship and federal legislation on credit card fraud and applies corrective mechanisms only after the damage is done. Instead, this article focuses on preempting credit card fraud by tackling the root(More)
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