Begoña Gutiérrez-Nieto

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This paper presents an empirical study of e-tailers’ Internet positioning. Using a sample of 138 US webbased businesses and 20 positioning variables, the paper analyzes the visibility of e-tailers’ web pages, their relevance in search engines, their reputation in shopping portals and their popularity in blogs and news portals. Principal component analysis(More)
This paper studies P2P lending and the factors explaining loan default. This is an important issue because in P2P lending individual investors bear the credit risk, instead of financial institutions, which are experts in dealing with this risk. P2P lenders suffer a severe problem of information asymmetry, because they are at a disadvantage facing the(More)
This paper employs frontier efficiency analysis to measure the performance of microinsurance programs. Frontier efficiency analysis provides measurement techniques that exactly address the limitations of the performance indicators currently used in the microinsurance industry. Moreover, these techniques encompass the important social function that(More)
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