A New Database on Financial Development and Structure
- T. Beck, Asli Demirgüç-Kunt, R. Levine
- Economics
- 1 June 1999
The authors introduce a new database of indicators of financial development and structure across countries and over time. This database is unique in that it unites a variety of indicators that…
Determinants of Commercial Bank Interest Margins and Profitability: Some International Evidence
- Asli Demirgüç-Kunt, H. Huizinga
- Economics
- 30 November 1999
Using bank-level data for 80 countries in the year's 1988-95, this article shows that differences in interest margins and bank profitability reflect a variety of determinants: bank characteristics,…
Islamic vs. Conventional Banking: Business Model, Efficiency and Stability
- Thorsten Beck, Asli Demirgüç-Kunt, Ouarda Merrouche
- Business, Economics
- 1 October 2010
This paper discusses Islamic banking products and interprets them in the context of financial intermediation theory. Anecdotal evidence shows that many of the conventional products can be redrafted…
Law, Finance and Firm Growth
- Asli Demirgüç-Kunt, Vojislav Maksimovic
- Economics
- 1 July 1998
We investigate how differences in legal and financial systems affect firms' use of external financing to fund growth. We show that in countries whose legal systems score high on an efficiency index,…
Finance, inequality and the poor
- T. Beck, Asli Demirgüç-Kunt, R. Levine
- Economics
- 6 March 2007
Financial development disproportionately boosts incomes of the poorest quintile and reduces income inequality. About 40% of the long-run impact of financial development on the income growth of the…
How Does Foreign Entry Affect the Domestic Banking Market?
- Asli Demirgüç-Kunt, H. Huizinga, S. Claessens
- Economics
- 1 May 1998
Financial Performance and Outreach: A Global Analysis of Leading Microbanks
- R. Cull, Asli Demirgüç-Kunt
- Economics
- 1 February 2006
Microfinance contracts have proven able to secure high rates of loan repayment in the face of limited liability and information asymmetries, but high repayment rates have not translated easily into…
Measuring Financial Inclusion: The Global Findex Database
- Asli Demirgüç-Kunt, Leora F. Klapper
- Economics
- 1 April 2012
This paper provides the first analysis of the Global Financial Inclusion (Global Findex) Database, a new set of indicators that measure how adults in 148 economies save, borrow, make payments, and…
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