Anthony D. F. Coleman

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  • 2002
This paper examines the impact of bank characteristics on loan pricing and maturity. Controlling for borrower characteristics and other loan contract features, we find that bank monitoring ability, bargaining power, risk and syndicate structure significantly affect the setting of loan maturity and pricing. Higher risk banks and banks with greater bargaining(More)
Flocculation of yeasts is a cell–cell aggregation phenomenon which is driven by interactions between cell wall lectins and cell wall heteropolysaccharides. In Sabouraud medium, Kluyveromyces bulgaricus was highly flocculent. Incubation of flocculent K. bulgaricus cells with EDTA or Hecameg® led to extracts showing hemagglutinating and flocculating(More)
A. Lisfi,1,* C. M. Williams,1 L. T. Nguyen,2 J. C. Lodder,2 A. Coleman,1 H. Corcoran,1 A. Johnson,1 P. Chang,1 A. Kumar,1 and W. Morgan1 1Department of Physics, Morgan State University, 1700 E. Cold Spring Lane, Baltimore, Maryland 21251, USA 2SMI, MESA Institute for Nanotechnology, University of Twente, P.O. Box 217, 7500 AE Enschede, The Netherlands(More)
The views and opinions expressed in this paper are those of the authors and do not necessarily reflect those of APRA. The authors would like to thank Bob Allen, JoAnne Bloch (IFSA), Greg Brunner, Wayne Byres, Nicholas Brookes (CSA), Ross Clare (ASFA), Merrie Hennessy, Charles Littrell, Susan Ryan (AIST) and Professor Ian Sharpe for helpful comments and(More)
The Auger Engineering Radio Array (AERA) is part of the Pierre Auger Observatory and is used to detect the radio emission of cosmic-ray air showers. These observations are compared to the data of the surface detector stations of the Observatory, which provide well-calibrated information on the cosmic-ray energies and arrival directions. The response of the(More)
Neutrinos in the cosmic ray flux with energies near 1 EeV and above are detectable with the Surface Detector array of the Pierre Auger Observatory. We report here on searches through Auger data from 1 January 2004 until 20 June 2013. No neutrino candidates were found, yielding a limit to the diffuse flux of ultra-high energy neutrinos that challenges the(More)
Surface transient storage (STS) has functional significance in stream ecosystems because it increases solute interaction with sediments. After volume, mean residence time is the most important metric of STS, but it is unclear how this can be measured accurately or related to other timescales and field-measureable parameters. We studied mean residence time(More)
The Australian Prudential Regulation Authority’s (APRA’s) supervisors use expert judgement to rate risk of failure (ROF) of General Insurers (GIs). Using statistical data we model the determinants of GI ratings and solvency cover and find: (i) sufficient predictive power in statistical data to identify GIs for earlier review and assist in quality assurance(More)