Alper Kara

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  • Yener Altunbaş, Alper Kara, David Marqués-Ibáñez
  • 2009
In 2009 all ECB publications feature a motif taken from the €200 banknote. 1 The opinions expressed in this paper are those of the authors only and do not necessarily represent the views of the European Central Bank. Fax +49 69 1344 6000 All rights reserved. Any reproduction, publication and reprint in the form of a different publication, whether printed or(More)
Auditory cortices are interconnected to each other by fibers passing through the corpus callosum (CC). In totally deaf persons no auditory impulses are conveyed to the auditory cortices, hence the auditory pathways become nonfunctional. It was reported that there has been cross-modal plasticity between auditory, visual, and somatosensory cortices. In this(More)
This paper investigates access to consumer credit in the UK using information on 59,477 households between 2001 and 2009. Controlling for an extensive array of householder characteristics we find evidence that households of a racial origin other than white are more likely to be excluded from consumer credit. We also observe a rise in discrimination during(More)
  • Alper Kara, David Marques-Ibanez, Steven Ongena, Luiz Paulo Fichtner
  • 2010
We investigate the impact of the securitization activity by banks on their lending standards in the syndicated loan market. Across 20,830 syndicated loan deal – bank combinations we find that the originating banks that are more active on the securitization market are also more aggressive in their loan pricing. Securitization activity may therefore lead to(More)
We examine the effect information asymmetries among syndicate members on loan spreads. In particular we measure the past relationship of each participant and arranger with the borrower separately by using the previous number of borrowing/lending interactions and the duration of these interactions. Using a sample of 5,842 syndicated loan transactions, we(More)
BIS Working Papers are written by members of the Monetary and Economic Department of the Bank for International Settlements, and from time to time by other economists, and are published by the Bank. The papers are on subjects of topical interest and are technical in character. The views expressed in them are those of their authors and not necessarily the(More)
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