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The views expressed in this paper are those of the authors and do not necessarily reflect the views of the Federal Reserve Board of Governors or its staff. The authors thank Glenn Canner and Robert… (More)
This article provides an overview of two core issues related to subprime market growth and predatory lending. Two general issues were addressed. First, the rapid growth of subprime lending in… (More)
Abstract The Home Mortgage Disclosure Act (HMDA) and Community Reinvestment Act (CRA) were enacted in the 1970s to curb redlining, the discriminatory lending practice whereby financial institutions… (More)